Dining Out
It’s just common sense that if you stop eating out at restaurants and start eating in at home you’re going to save money. In fact, the Bureau of Labor Statistics estimates the average family spends $3,000 a year on dining out. And how you shop for food can save you even more money. Be choosy and look for sales, deals and bulk items.
Tips: 22 ways to save, invest and get smarter with money
Life Insurance
Financial experts suggest there are circumstances where life insurance may not be necessary. If you’re young and healthy without children or dependents, you probably don’t need life insurance. If you have enough financial assets to pay for you and your spouse’s care, you may also not need it. And if your children are grown, you can probably cut this cost.
Getting Coffee Out
Your favorite coffee drink at a coffee shop can quickly add up (not to mention causing waste). With coffee drinks easily running more than $4 per cup if it’s fancier than a straight cup of joe, try going back to basics with a French press or a Mr. Coffee at home.
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