Car accidents happen every day and more than three million people get injured in those crashes every year. An astounding two million of those car accident victims suffer permanent injuries that will pain them for the rest of their lives. The sooner you can settle your car accident claim, the sooner you can start focusing on your recovery.
However, if you’re like most people, you’re likely wondering if hiring a car accident attorney is really necessary. Here’s how to settle a car accident claim without a lawyer so you can make the best decision for your needs and your finances.
Evaluate the extent of your damages
Before you can start working toward a settlement, you need to make sure you have a clear idea of the damages you suffered. This goes beyond the physical damages done to your vehicle and any injuries you suffered. Total up the expenses you’ve incurred since your accident happened. Include everything from car repairs and medical expenses to income lost from missing work.
You may also be able to add future expenses to your total list of damages. For example, if your injuries prevent you from working in your regular job for several years, make a note of it. You may be able to add those future lost wages to your total damages.
Keep in mind that calculating the exact total of your damages can be difficult. You need to think about every possible expense you could have so you can get the largest settlement possible. There’s no harm in overdemanding at first as long as you’re prepared to negotiate the settlement amount.
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