Speak to the insurance adjuster
Before you can start working toward a settlement, you need to speak with the insurance adjuster to find out what they’re willing to cover after you file your claim. They’ll look at the damage done to your car and any medical expenses you have relating to the accident. They’ll use this information to calculate a payment amount that’s fair in their eyes. It’s rare for those payments to be enough right from the beginning.
You’ll need to negotiate with the insurance provider to get the most out of your settlement. Anytime you’re speaking with the insurance company, put your emotions on the back-burner. You need to be calm, cool, and collected when you speak with them so you can better pay attention to what they say and identify any problems with their stance as they come up.
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